Sidian Bank Profit Jumps 500% to KSh 1.73 Bn as Public Sector Deposits Reshape Balance Sheet
Sidian Bank posted a sixfold increase in profit after tax to KSh 1.73 Bn for the year ended 31 December 2025, up from KSh 287 Mn, the strongest result in the lender's 40-year history. Total assets grew 50.8% to KSh 90.80 Bn, driven by a 62.9% surge in customer deposits to KSh 72.30 Bn from public sector mandates including Nairobi County, the Social Health Authority, the housing levy, Kenya Railways, and KEMSA. Government securities holdings doubled to KSh 49.05 Bn. The CBK reclassified Sidian from Tier 3 to Tier 2 in September 2025.
Diamond Trust Bank's Profit Tops KSh 10 Bn as Deposits Cross Half a Trillion
Diamond Trust Bank Kenya's Group profit surpassed KSh 10 Bn for the first time, rising 21.4% to KSh 10.7 Bn for the year ended 31 December 2025. The milestone was driven by a 16.3% drop in funding costs that lifted net interest income 24.1% to KSh 34.9 Bn. Customer deposits crossed the half-trillion threshold at KSh 509.1 Bn. The Group completed the disposal of its Burundi subsidiary, booking a KSh 533 Mn loss from discontinued operations. The board proposed a final dividend of KSh 9.00 per share, up 28.6% from KSh 7.00.National Bank of Kenya Doubles Profit to KSh 2.39 Bn in First Results Under Access Bank
National Bank of Kenya recorded a profit after tax of KSh 2.39 Bn for the full year ended 31 December 2025, more than doubling the KSh 1.06 Bn posted in 2024. The results, the first filed under Access Bank Plc following its KSh 13.2 Bn acquisition completed in May 2025, were driven by a 13.7% fall in operating expenses, a 37% decline in loan loss provisions, and gross NPLs halving to KSh 15.66 Bn. Earnings per share rose to KSh 0.88 from KSh 0.39. The cost to income ratio improved to 77.5% from 91.7%.United Bank of Africa (UK), British International Investment Expand Trade Finance for African Businesses
UBA UK and British International Investment plan to expand trade finance for African businesses through a new collaboration targeting persistent funding gaps. The initiative aims to mobilize capital for underserved markets, though structural constraints may limit its reach.
I&M Bank and Sida’s USD 30 Million Partnership Set to Expand Green Lending in Kenya
The partnership, formalized at a signing ceremony in Nairobi, centres on a USD 15 million guarantee from Sida, with a coverage of eight years and a 50 percent risk-sharing structure.
Bank of Tanzania Joins Africa Finance Corporation as Equity Shareholder
The Bank of Tanzania has made an equity investment in infrastructure solutions provider Africa Finance Corporation (AFC), becoming a sovereign shareholder.
Co-op Posts Record KSh 29.75 Bn Profit as Funding Costs Decline
Co-operative Bank of Kenya Group reported a record net profit of KSh 29.75 Bn for the full year ended 31 December 2025, up 16.9% from KSh 25.46 Bn. Net interest income surged 22.0% to KSh 62.85 Bn as interest expenses fell 12.8% to KSh 30.29 Bn. Total assets crossed KSh 827 Bn, customer deposits grew 13.4% to KSh 574.17 Bn, and net loans expanded 12.6% to KSh 421.00 Bn. The cost-to-income ratio improved to 56.6%. The board declared a total dividend of KSh 2.50 per share, up 66.7% from KSh 1.50.Zenith Bank Targets London Listing to Drive Global Expansion
Zenith Bank Plc is planning a 2027 listing on the London Stock Exchange to expand access to international capital and support its growing cross-border operations. The move follows regulatory recapitalization in Nigeria and aligns with a broader strategy to scale global business, particularly in trade and investment flows.Equity Group Posts Record KSh 75.5 Bn Profit, Tops East and Central Africa
Equity Group posted record FY2025 earnings, with profit after tax rising 55% to KSh75.5 billion, driven by strong revenue growth, improved efficiency, and expanding regional contributions.StanChart Kenya Earnings Fall to KSh 12.4 Bn as 16-Year Pension Dispute Hits Bottom Line
Standard Chartered Bank Kenya reported a 38.0% decline in profit after tax to 12.44 Bn for the year ended 31 December 2025, the third-highest result in the bank's history. Total operating income fell 16.5% to 42.30 Bn as net interest income dropped 13.2% and forex income collapsed 58.6%. A one-off 2.6 Bn pension past service cost from a 16-year dispute with 629 former employees pushed reported expenses up 13.3%. The NPL ratio improved 200 basis points to 5.4%. Total DPS of 31.00 was declared at a record 95% payout ratio.Ethiopia's Banking Sector Posts Strongest Year on Record With Double-Digit Capital Growth
Ethiopian commercial banking posted its best performance across every major indicator for the fiscal year ended June 2025, per the NBE Financial Stability Report. ▸ Net income: ETB 93.4 Bn (+61.3%), the largest profit in the sector's history ▸ NPL ratio: 3.1%, five-year low. Liquidity: 30.4%, five-year high ▸ Total assets: ETB 4.7 Tn (+44.5%), deposits: ETB 3.5 Tn (+40.7%) ▸ Banking Business Proclamation 1360/2025 opens the sector to foreign lendersRwanda Authorities Probe Equity Bank Fraud Scheme
Equity Bank Rwanda is at the center of an ongoing investigation into a fraud incident that has prompted the detention of 35 individuals, including six in Uganda.
