Rahel Musyoki is responsible for the growth of CarePay’s revenue and portfolio through its disruptive health e-payments technology solution dubbed M-TIBA. By leveraging partnerships with private and public sector organizations, as well as, donors and philanthropic organizations, Rahel has led the company in co-creating sustainable solutions that enable citizens in vulnerable and marginalized communities to have access to affordable healthcare services and financing across a wide network of medical service providers. Her unit has built a network of 1,000 plus healthcare facilities with negotiated costs where individuals with low incomes and the working poor, as well as their families, can access and receive quality healthcare.
With only 20 percent of Kenyans having either state-sponsored or private health insurance, M-TIBA is poised for exponential growth. Capitalizing on the market opportunity, Rahel is an active member of CarePay’s technical development team and has contributed to the design of features that enhance the user experience and functionality towards providing M-TIBA service providers with seamless healthcare administration. In 2020, she led the development team that secured contracts with two of the largest insurers in the country. The proposition features micro health insurance products with premiums as low as USD 32 annually, which has attracted significant uptake of M-TIBA services and revenue growth for CarePay.
Despite an intense work schedule, Rahel still finds time to volunteer. Between 2017 and 2020, she volunteered as a coach for the Mizizi program under the Mavuno Church Organization. Mizizi helps 20- to 35-year-olds discover their purpose. She also supports children’s homes in informal settlements in Dandora and Mathare; and has helped equipped inmates at Langata Women’s Prison with study materials and practical skills to earn wages after their release.