Absa Bank Kenya PLC has reported a 10% increase in profit after tax to KShs 22.9 billion for the year ended December 31, 2025, up from KShs 20.9 billion in 2024.
- •The lender attributed the improved performance to lower impairment charges, disciplined cost management, and growth in non-funded income streams.
- •Total operating income declined 2% to KShs 61.4 billion, while net interest income fell 6% to KShs 43.3 billion.
- •Non-interest income rose 12% to KShs 18.1 billion, supported by higher fees, commissions, and foreign exchange income, helping offset pressure on interest margins.
“Looking ahead, Absa is positioned to sustain momentum, underpinned by a strong financial foundation and disciplined execution. We will continue to strengthen our brand, invest in technology that enhances customer experience, and build the leadership and culture needed to deliver consistently in a changing environment,” CEO Abdi Mohammed added.
Operating expenses declined 5% to KShs 22.4 billion, loan loss provisions dropped 32% to KShs 6.2 billion, while Return on equity stood at 22.8%. Earnings per share rose to KShs 4.22 from KShs 3.84 a year earlier.
On the balance sheet, total assets grew 6% to KShs 537.6 billion. Customer deposits increased 1% to KShs 372.4 billion, while net loans and advances rose 1% to KShs 312 billion, indicating steady but measured credit growth.
The Board approved a total dividend of KShs 2.05 per share, up from 17% from KShs 1.75 in 2024. This includes an interim dividend of KShs 0.20 and a final dividend of KShs 1.85 per share payable in May 2026.
Key Figures
|
Metric |
FY2025 |
FY2024 |
YoY Change |
|
Profit After Tax |
KShs 22.9 Bn |
KShs 20.9 Bn |
+10% |
|
Total Operating Income |
KShs 61.4 Bn |
KShs 62.6 Bn |
-2% |
|
Net Interest Income |
KShs 43.3 Bn |
KShs 46.2 Bn |
-6% |
|
Non-Interest Income |
KShs 18.1 Bn |
KShs 16.1 Bn |
+12% |
|
Operating Expenses |
KShs 22.4 Bn |
KShs 23.6 Bn |
-5% |
|
Loan Loss Provisions |
KShs 6.2 Bn |
KShs 9.1 Bn |
-32% |
|
Total Assets |
KShs 537.6 Bn |
KShs 506.1 Bn |
+6% |
|
Customer Deposits |
KShs 372.4 Bn |
KShs 367.1 Bn |
+1% |
|
Net Loans & Advances |
KShs 312.0 Bn |
KShs 309.1 Bn |
+1% |
|
Return on Equity |
22.8% |
20.9% |
↑ |
|
Dividend Per Share |
KShs 2.05 |
KShs 1.75 |
+17% |
|
Earnings Per Share |
KShs 4.22 |
KShs 3.84 |
+10% |




